Privacy Policy

Last updated: 1 July 2026

Who we are

This website (ngloan.com.ng) is operated by Sina Owolabi. Contact: sina@sinaowolabi.com.ng

What data we collect

We use Plausible Analytics, a privacy-friendly analytics tool. Plausible does not use cookies and does not collect any personally identifiable information. It records only:

• Page URL visited
• Referring website
• Browser and operating system (aggregated)
• Country (derived from anonymised IP — the full IP address is never stored)

No data is shared with third parties. The analytics data is hosted on our own server in the EU.

Cookies

This site does not set any cookies. No consent banner is required.

Calculator inputs

All calculations happen entirely in your browser. No form input (salary figures, loan amounts, etc.) is ever sent to our servers or stored anywhere.

Third-party links

This site may link to external websites (e.g. government agencies, news sources). We are not responsible for the privacy practices of those sites.

Your rights

Since we collect no personal data, there is nothing to access, correct, or delete. If you have any questions, contact us at sina@sinaowolabi.com.ng.

Changes to this policy

Any updates will be posted on this page with a revised date.